buksoRRSP limit 2026 salary or dividends
Not tax advice. General bookkeeping information only, checked against the official sources linked below (Canada Revenue Agency, IRS, provincial governments and Justice Laws) on Oct 17, 2026. Rules change; check with your accountant before you file.
Canada
The 2026 RRSP limit is $33,810 (18% of last year's earned income, up to that limit). Earned income includes salary and self-employment income, so a business owner paid by salary builds RRSP room. The 2026 TFSA limit is $7,000.
Official source: canada.ca